Reliance General Insurance launches Reliance Health Super Top-Up

Reliance General Insurance Company Limited (RGICL) launched the Reliance Health Super Top-up insurance policy. The policy aims to cater to the rising need of increasing the sum insured for health insurance.

The policy can be purchased by individuals between the age of 18 and 65 years. A super-top up health insurance policy comes to the rescue when individuals face large expenses on hospitalization.

From Organ Donor Expenses, to Modern ‘Technologically advanced’ treatments like Robotic Surgeries, one can avail it with ease, without any capping in the policy. The policy also provides Worldwide coverage, Air Ambulance cover of up to Rs 5lakh, Maternity up to Rs 2 lakh, and Consumables items, that are rare to find benefits.

Reliance Health Super Top-up is available with a wide range of sum-insured options from Rs 5 lakh to Rs 1.3 Crore. It acts as a financial cushion for customers to top their existing low-cover health policies, which are inadequate to meet financial needs in case of even minor hospitalization.

Customers without an existing health policy can also choose this super top-up plan and pay the deductible as chosen in the policy, from their own pocket. A range of deductible options starting from Rs 2 lakh to Rs 30 lakh making it easy for customer to choose it as per their need, depending on whether the deductible amount paid by the customer is from an existing base policy or from one’s own pocket, before the super top-up policy can start to cover.

Rakesh Jain, ED & CEO, Reliance General Insurance said “Reliance Health Super Top Up policy, that gives customers the much-needed surplus financial coverage they need, in a cost-effective way, that can boost the insurance protection for them and their family.”

Reliance Health Super Top Up policy can be taken on individual or family floater basis, for 1, 2 or 3 years policy tenure. The policy is the first in the industry to offer ‘Long Term Aggregate Deductible’, where the deductible amount is to be crossed just once for long-term policy periods of 2 or 3 years, which otherwise is an annual requirement. The policy also gives an option to remove deductible and convert the super top-up policy into a standard health policy after 4 claim-free years, with its Deductible Buy-Back feature. The policy has exclusive discounts on offer for first time buyers.